Job description

Pioneer Federal Credit Union is the 5th largest credit union with headquarters in Idaho and has served Southwest Idaho since 1954. We are experiencing rapid growth and expansion through our unparalleled commitment to the communities we serve, as well as our commitment to our team members. We offer a benefits package that includes an excellent compensation package, health and dental insurance, generous paid holiday and vacation, tuition reimbursement, child care reimbursement, team member discounts, an 8% matching 401(k) program and more.

As a progressive financial institution, we are seeking a dynamic individual to fulfill the role of Member Services Representative (Account & Loan Representative) for our Main Branch in Mountain Home.

The Member Service Representative will greet and assist members and potential members with their Credit Union needs; explains services, sets up new accounts, responds to problems, assists members with their loan applications; processes loan disbursements and directs members to the appropriate team members. This position is responsible for offering and explaining electronic and video services for members convenience. Must be proficient with Pioneers electronic channels to include, but not limited to home banking, mobile banking, and my Pioneer Personal Assistant products. Assists other team members with a variety of duties.

Responsibilities Include:

• Open and perform maintenance on consumer and business accounts and loans. Analyze credit reports, looking for opportunities to deepen member relationships and assist members in bringing other products to Pioneer by asking open-ended questions to discover member needs and achieve strategic objectives. Utilize follow up practices on all new loans and deposit accounts for increased sales, proactively identify issues or concerns and asking for referrals. Protect the member and Pioneer through sales of additional loan add-on products. Perform prompt and accurate account and loan maintenance functions.
• Ensures that all inspections and loan documents are done accurately and timely so that Pioneer can secure their lien and lending departments have supporting documents. Ensure all account documentation is opened accurately and timely for auditing purposes. Secures and maintains members confidential information and protects Pioneers reputation. Develop and maintain a thorough knowledge of the credit unions consumer, real estate, and business lending and account policies and procedures. Adheres to the credit union's security and internal controls policy, member service standards, and government regulations. Acts as liaison between members and various organizations and departments. Will be responsible for helping maintain Pioneers brand look and feel at all times.
• Works diligently to stay current on all Pioneers products and services, to include but not limited to deposit accounts, loan products, electronic banking features, video platforms, online account and loan opening, DocuSign for loan closings, signature cards, and forms. Ability to use multiple systems to assist internal and external requests. Completes assigned training to perform job functions or as required by law.

Experience: Minimum one (1) year of similar or related experience.

Education: A high school education or GED

Interpersonal Skills: A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.

Other Skills: This position requires excellent public relations skills, knowledge of Credit Union services and products, organizational skills to ensure the proper recording and dissemination of required information. Efficiency and accuracy, as well as professionalism in communication, is vital to the successful execution of this position.

Physical Requirements: Very light physical effort. Typical of most office jobs. Work in comfortable positions. May include constant standing.

Work Environment: Normal light, heat, air, and space in the work environment.

Job Type: Full-time

Pay: From $15.25 per hour

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Referral program
• Tuition reimbursement
• Vision insurance

Physical setting:

• Office

Schedule:

• Day shift

Ability to commute/relocate:

• Mountain Home, ID 83647: Reliably commute or planning to relocate before starting work (Required)

Education:

• High school or equivalent (Preferred)

Experience:

• Loan: 1 year (Required)

Work Location: One location

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