Job description

Merrick Bank employees share in our mission to delight our customers and empower underserved consumers to achieve their credit goals. In return, we delight our associates; ensuring they are noticed, heard, appreciated and understand the importance of their role(s). For over 20 years, our Guiding Principles of; doing the right thing, putting the customer first, and Earn, Learn, Have Fun (aka E.L.F.), have defined who we are as an Employer of Choice. Give Yourself Credit, Work at Merrick!

The AVP Internal Auditor is responsible for assisting the VP Internal Audit Manager in planning, performing, and reporting on a comprehensive risk-based Internal Audit Plan covering all business units, departments and functions enterprise wide. The AVP Internal Auditor is expected to maintain specialized technical expertise in information technology areas and to stay abreast of regulatory, industry, and other changes that affect the Company’s risk profile. The AVP Internal Auditor is expected to have a thorough understanding of audit methodologies and to develop audit work papers in accordance with the Company’s Internal Audit Quality Assurance Improvement Program. The AVP Internal Auditor also provides guidance, direction, and mentoring to less experienced staff.

Essential Functions:

• Assists the VP Internal Audit Manager in identifying risk and controls; and in planning information technology related internal audits.
• Performs and /or leads audit evaluations to provide reasonable assurance that information technology on risk management, control, and governance systems are functioning as intended and will enable the Company to meets its information technology related objectives and goals.
• Ensures that audit objectives and testing results are adequately evaluated to conclude on the effectiveness of information technology related internal controls and develop conclusions on residual risks.
• Assesses data analytic practices and provides recommendations to bring efficiencies to audit testing.
• Prepares audit work papers in accordance with the Quality Assurance Improvement Program and ensures that sufficient evidence is documented to support related audit findings and conclusions.
• Reports risk management issues and information technology related internal control deficiencies via professionally written deliverables that are appropriate for all levels of management and governance.
• Provides support to the Company’s anti-fraud programs, including participation in fraud investigations and identification of information technology related fraud risks.
• Performs review of audit work papers, supervises, and mentors staff as requested by the VP Internal Audit Manager.
• Complies with the Institute of Internal Auditors (IIA) International Standards for the Professional Practice of Internal Auditing and the Internal Audit Code of Ethics.
• Attends requisite meetings in the absence or at the request of the VP Internal Audit Manager.
• Obtains management responses and performs follow up inquiry and transactional testing to confirm remediation of audit findings.
• Participates in training and development programs to develop and maintain audit, process, or Company subject matter expertise.
• Compliance with Laws & Regulations:
• Responsible for complying with all of the Company’s internal control policies and procedures.
• Responsible for understanding and complying with all laws and regulations to which the Company is subject.
• Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.

Education and Experience Qualifications:

• Bachelor’s Degree in accounting, Information Technology, or related field is required; Master’s Degree is preferred.
• Seven (7) years audit experience in information technology, financial services, or public accounting is required.
• A minimum of one professional certification such as Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certified Information Systems Auditor (CISA), Certified Information Systems Security Professional (CISSP), or Certified Fraud Examiner (CFE) required.

Summary of Qualifications:

• Demonstrable knowledge of information technology related internal control best practices and the Committee of Sponsoring Organizations of the Treadway Commission Integrated Framework;
• Demonstrable knowledge of Federal Deposit Insurance Corporation Improvement Act and Sarbanes-Oxley Act requirements
• Experience in independently performing full audit work cycle, from planning to reporting
• Demonstrable knowledge and experience in Information Technology General Computer Controls and Systems and Organization Controls (SOC) review techniques
• Demonstrable knowledge of privacy laws, Payment Card Industry Data Security Standards, Federal Financial Institutions Examinations Council Handbooks, National Institute of Standards and Technology Cyber Security Standards, and other information technology related industry best practices
• Demonstrable understanding of information technology infrastructure environments, such as Windows and Linux server environment, database architecture, Networking, Cloud security, etc.
• Excellent communication skills, both verbal and written
• A track record of delivering exceptional results and problem solving skills
• Excellent organizations skills to understand and set priorities and monitor progress towards goals

Who is Merrick Bank? Founded over 20 years ago, Merrick Bank is a FDIC-insured Utah Industrial Loan Bank that originates loans with the benefit of low-cost deposit funding. Merrick Bank had $4.5 billion in assets and $3.1 billion in deposits as of March 31, 2021. Merrick Bank operates four main business lines: Credit Cards, Recreation Lending, Personal Loans and Merchant Acquiring.

Our Valued Employees are provided generous benefits, including:

• Competitive Pay
• Benefits Package -Medical, Dental and Vision (plus much more)
• 401(k) Plan with Company Match
• Short & Long Term Disability
• Group Life and AD&D Insurance
• Paid Vacation, Holidays, and Personal Days
• Employee Events, including Employee Appreciation Day, Holiday Party, etc.
• Tuition Reimbursement Program

Candidates must have unrestricted authority to work in the United States without sponsorship.

Merrick Bank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status, and other legally protected characteristic.
Merrick Bank will do a thorough background check for all hires. The EEOC Law poster is available here: http://www1.eeoc.gov/employers/poster.cfm Please go to our website www.merrickbank.com to apply and learn more about our company.

Job Type: Full-time

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