Job description
- Analyze the financial data presented, including the level and trend of pertinent ratios, including global debt service capacity
- Identify exceptions to lending policies and underwriting guidelines.
- Ensure compliance with all applicable laws and regulations
- Research borrower industry and market conditions
- Identify borrowing causes, sources of repayment, risks to repayment, and suggest enhancements to mitigate credit risk
- Prepare written assessment documenting the strengths and weaknesses commercial credit requests
- Ensure that accurate and complex loan packages are delivered to approving authorities
- Assist in training of analysts
- Assist lenders with sales activities and customer contacts
- Assist with special projects and performs other duties as assigned
Physical Requirements:
- Must be able to remain in a sitting stationary position for extended periods of time
- Constantly operate a computer and other office machinery
- Ability to lift up to 25 pounds
FCBI is an equal opportunity employer.
Requirements
- Bachelor's Degree in Accounting, Finance, Business Management or related field
- 5-7 years experience in lending or credit preferred
- At least 18 years of age
- Ability to organize and prioritize
- Detail oriented and ability to multi-task
- Proficient in Microsoft Office
- Must be a self-starter and able to meet all deadlines
- Must communicate effectively, both verbal and written
- Must successfully pass background investigation according to company policy
- Must be able to get along with co-workers and work effectively in a team environment
- Strong analytical skills and exercises good judgement to make sound decisions
- Possesses clear understanding and complies with all bank procedures, laws and regulations
- Thorough knowledge of banking and lending strategies
blackflymedia.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, blackflymedia.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, blackflymedia.com is the ideal place to find your next job.