About Us
First Horizon Corp. (NYSE: FHN), with approximately $90 billion in assets, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, mortgage, and title insurance services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.

Summary

This Credit Analyst position will work directly with the New Orleans Commercial team. The Credit Analyst will work directly with the deal team in analyzing, underwriting and monitoring all credit facilities within their portfolio. As a Credit Analyst, the individual will learn the basics of deal making and loan structures while being exposed to other departments within the Bank. The Credit Analyst is an excellent first position in banking that paves the way to numerous other positions within First Horizon including sales, credit, relationship management, loan review or other similar positions.

Key Responsibilities Include:

• Work with the Portfolio Manager (PM) and Relationship Manager (RM) in completing the credit analysis. The credit analysis is Commercial Banking's primary document for analyzing and underwriting all new and outstanding loans. The credit analyst performs an in depth analysis on the borrower's ability to repay focusing on the company and owner's background, recent and historical financial performance, guarantor's (if applicable) financial condition, and several other factors related to First Horizon’s underwriting policies and guidelines.
• Enter borrower’s financial statements into spreadsheet software to facilitate underwriting. Works to obtain industry information on borrowers’ industries to assist in identification of risks to borrowing companies.
• Support the PM and RM team in managing the client relationship as needed. The Credit Analyst will sit in on credit meetings as needed and join the RM on client calls on occasion.
• Participates in special projects and assignments and performs other duties as assigned.

Qualifications Include:

• Bachelor’s degree required, Finance or Accounting major preferred. At a minimum, the candidate should have exposure to finance and accounting through completed college courses or relevant work experience.
• Accurate typing, spelling and grammar skills
• Good organizational and customer service skills
• Good fundamental understanding of general bank operations and the lending process.
• Strong computer skills required with the following programs: Word, Outlook and Excel.
• Ability to read and listen, understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit management and staff.
• Ability to read, analyze and interpret financial reports and legal documents; performs simple to moderately complex calculations; effectively researches, analyzes, evaluates, and articulates conclusions to make decisions, solve problems and achieve goals

Benefit Highlights

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More - FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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Twitter - twitter.com/FirstHorizonBnk
LinkedIn - linkedin.com/company/first-horizon-bank
Instagram - instagram.com/first_horizon
YouTube - youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)