Mortgage Loan Originator

At People Driven Credit Union, we build strong relationships with our members and community with the goal to strengthen the financial well-being of those we serve. Our members have been at the core of who we are for over 90 years. We are people driven where people matter most!

Why have a Career at People Driven Credit Union?

• Work Life Balance

• Employer paid medical, dental and vision for the employee and low cost to add family members

• PDCU offers a generous 40lK program

• Excellent paid time off including holidays, vacation and PTO.

• Because at PDCU... People Matter Most!

• To learn more about PDCU go to our website at https://www.peopledrivencu.org

What are the roles and responsibilities of the Mortgage Loan Originator?

• Target assigned markets to gain business for the credit union.
  
• Educate and advise borrowers on mortgage loan options and other financial products.
  
• Provide excellent customer service from approval through closing. Works closely with processors to obtain and verify all information required for underwriting.
  
• Prepare and ensure that all regulatory disclosures are compliant with RESPA and TRID.
  
• Responsible for maintaining thorough working knowledge of available loan products, processing procedures, and underwriting guidelines.
  
• Manage mortgage production pipeline to ensure department and individual goals are met.
  
• Develop and maintain an external sales plan to generate new business opportunities.
  
• Develop long term relationships with local realtors, builders, and other community partners to gain leads and opportunities.
  
• Responsible for participating in Realtor and Builder associations to develop relationships within the community.
  
• Responsible for complying with all state and federal regulations including, but not limited to, RESPA, HMDA, TRID and Fair Lending Practices and credit union policies and procedures
  
• Responsible for completing all required training and educational requirements.
  
• Assumes additional responsibilities as necessary for the continued growth and advancement of the Credit Union.
  
• Must be able to work after normal credit union hours to include weekends when necessary.
  

What are the Requirements of the job?

• Registered in the National Mortgage licensing System and Registry (NMLS) as a Mortgage Loan Originator (MLO). First time registration requires a SAFE Act background check.
  
• High school diploma or GED. Associates degree preferred.
  
• Five years experience as an MLO at a full-service financial institution. Must currently hold this position or must have been candidate's most recent role.

****Must be able to pass Background Check****