Job Description

Are you interested in making a tremendous difference in people's lives, being in a very secure industry, and earning a very good income?

• Employment type: full-time

• Compensation: base wage; plus (additional) commissions, many bonuses and growth opportunities.

• Requires in-office work, though some may be in-field or virtual according to business priorities.[Office located in Carlsbad; see benefits section]

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Associate Producers (AP) are sales representatives. They follow up and communicate with clients about the types of insurance products and coverage types to solve the client's needs and lead them to a buying decision.

Salary Range: $55000.00 - $75000.00 per year

• Virtual work available after training. Discuss with recruiter.
• Paid Holidays
• Base Salary with Commissions
• Bonus Opportunities
• Career Development & Growth
• Team Building Activities
• Hands On Training
• Licensing Financial Assistance
• 401k
• Sick Pay
• Health Insurance Subsidy
• Life Insurance Subsidy

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All positions require Carlsbad, CA in-office work, though some may be in-field or virtual according to business priorities. The Badiner Agency of Farmers Insurance (est 2009) and the Farmers Insurance corporation are separate entities. A Farmers background check is required (no felonies, no more than $5k in collections, no misdemeanors for theft).

CORE JOB DUTIES INCLUDE (BUT ARE NOT LIMITED TO):

• • Employment type: full-time, some flexible hours
• • Become insurance licensed in ''Property & Casualty'' and ''Life'' (required)
• • Determine customer requirements and expectations in order to help the customer identify specific products and solutions
• • Solicit, sell and negotiate new business policies
• • Cross-sell/up-sell products to existing customers
• • Keep records of customer interactions and transactions, recording details of inquiries, complaints, and comments, as well as actions taken
• • Assist with the annual review process by contacting customers and preparing personalized customer coverage recommendations based on customers' needs
• • Perform risk analysis and underwriting
• • Implement/adhere to company and Agency guidelines
• • Performs other duties as assigned

CORE COMPETENCIES

• • Business Results: Able to meet individual performance metrics and goals.
• • Multi-tasking: Able to successfully juggle multiple priorities at any given time.
• • Attention to Detail: Maintain accurate and descriptive accounts of all customer interactions.
• • Communication: Possess outstanding written and verbal communication skills.
• • Job Knowledge: Understand basic product, billing, underwriting, and processing guidelines.
• • Teamwork: Accept feedback when offered and work well with others.
• • Problem solving: Able to research and identify timely solutions to customer-related problems.

MINIMUM REQUIREMENT

• • Have 2+ years of any sales experience (insurance sales not required).
• • Ability to sell at least one household per business day, on average.

PHYSICAL ENVIRONMENT

• • Required job duties are normally performed in a climate-controlled office environment.

PREFERRED SKILLS AND ABILITIES

• • Four-year college degree highly preferred. High school diploma or equivalent required. Previous sales experience is highly preferred.
• • Ideal candidate will have basic PC skills, basic math skills, strong analytical capability, conflict resolution skills, the ability to multitask, and have strong verbal and written communication skills.

OTHER DETAILS

Note: This position may require having the flexibility to work nonstandard hours/shifts and having the ability to adhere to a structured schedule.

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COVID-19 considerations:

We use CDC and County guidelines to provide a safe environment (e.g. everyone is screened for temperature, blood-oxygen, and pulse; masks are required, hand sanitizer in multiple locations, limited transfer of physical items)

The Badiner Insurance & Financial Services Agency (BIA) of Farmers Insurance provides insurance solutions and financial services for personal and business needs. Our agency generally ranks about the top 5% of sales.

We are aggressively growing our team. We are seeking highly motivated, positive-thinking, proactive team members.

This industry is generally considered, "Recession proof, Inflation adjusted, Stable Income". Our most common products include:

• >> Life Insurance: (Personal or Business) – take care of the people that matter. (Why Life?!)
• >> Business Insurance: (Owners Policies, Workers Compensation, Work Vehicles)
• >> Financial Services: (Retirement, IRA, 401(k)s & Rollovers, College Funding, Mutual Funds)
• >> Personal Insurance: (Auto, Home, Boat, RV, Trailer, Vacation/Vacant, Umbrella)
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