Job description

This is a great opportunity for the right candidate.

Consumer Lender I offers great benefits:

• paid vacation, holidays and sick leave

• health and dental insurance

• 401k with matching contributions

• paid volunteer time

• banking benefits

• and more!

Consumer Lender I Overview

Responsible for soliciting, evaluating, negotiating, underwriting, approving or recommending approval, and coordinating the closing of all consumer, in-house mortgage loans, HELOCs, lot loans, bridge loans, construction loans, ready reserve and credit cards in compliance with the Bank’s lending policies and procedures.

*
Responsible for developing new business and maintaining and servicing an existing portfolio. Cross sells and recommends services to meet client needs and expand client relationships

• Extends credit to individuals through a wide variety of consumer loans, credit cards, ready reserve, in-house mortgage, real estate (bridge, lot loans & home equity/HELOCS) and/ or construction programs,
• Analyzes applicants’ financial condition and assesses risk of financing requests within framework of the Bank’s credit culture and current economic and industry trends
• Obtains and assesses loan applicants’ credit histories, financial statements, and other financial information
• Negotiates terms and conditions, structures loan financing based on risk considerations, approves loans within specified limits and presents loan applications outside of those limits for approval to appropriate levels of authority

Consumer Lender I Qualifications

• Bachelor’s degree in Finance, Business, or Economics or equivalent work experience
• Prior experience in consumer lending with knowledge of in-house consumer mortgage, construction, and real estate loan procedures preferred
• Other banking related experience helpful

First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or national origin.

Job Type: Full-time

blackflymedia.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, blackflymedia.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, blackflymedia.com is the ideal place to find your next job.